Car accidents happen in Florida every day. Getting involved in one often comes with some comfort: there is car insurance to mitigate damages. If you are lucky, your car insurance coverage will pay for vehicle damage and medical treatment of the victims involves.
Unfortunately, this is not always the case. You can get involved in an accident where the other party is entirely uninsured. Here’s what to do if you find yourself in such a situation.
Why struggle with following up a claim or a lawsuit when Fetterman & Associates, P.A., are there to help? Call us today at 561-983-4771 for a free consultation.
Contact your insurer about the accident. Make sure you inform them that an uninsured driver hit you. This piece of information is essential because it’ll affect the whole claims process. When you call, have the following details with you:
At Fetterman & Associates, P.A., we’ll work diligently to make sure the claims process is convenient and hassle-free and smooth. We will involve you throughout the lawsuit too. Call us today at 561-983-4771.
Florida is a no-fault state. This means the car accident claims process is somewhat different in Florida. A no-fault state means that it doesn’t matter who was at fault for the accident; your insurance company will have to partially or entirely foot your medical bills and lost earnings.
Please take note of this because it also means that it doesn’t matter whether the driver at fault had insurance or not. You’ll have to file your claim with your insurance provider.
You never know when an uninsured driver will ram into your car. It happens when you least expect it. Fortunately, there are preventive measures you can take.
You can apply for uninsured motorist coverage. It is an optional coverage in Florida, and such a good idea to have now that more than 20 other states require it.
With uninsured motorist coverage, your insurance provider will be bound to step in. They’ll be forced to cover bodily injury costs to you and your passengers. This is typically what someone else’s liability insurance does. In simple terms, uninsured motorist cover helps cover risks, such as loss of income and medical expenses.
You may take the at-fault driver to court and sue for damages and incurred expenses if you don’t have uninsured motorist coverage. You’ll need a competent car accident lawyer in Florida to help you with filing and arguing the lawsuit.
At Fetterman & Associates, P.A., we make it our sole aim to make sure you get compensated for your car accident injuries. Call us today at 561-983-4771 for a free consultation.
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