According to the 14-day accident law in the state of Florida, an injured victim has the right to seek medical care within 14 days after a car accident occurs. This rule is applicable to any claim that is filed under PIP – Personal Injury Protection insurance coverage. PIP is a type of car insurance that will cover medical expenses, along with other damages that may occur.
If you need information about this law and if it applies to your case, contacting a personal injury attorney is the best way to know what you need to do and how quickly you need to act.
To qualify based on the 14-day accident law in Florida, you have to seek “initial services and care” from a healthcare provider who is qualified. This includes:
The total amount of compensation you are allowed to recover based on the 14-day rule is dependent on how severe your injuries are.
In Florida, the law requires that you (and all drivers) to carry PIP coverage that is a minimum amount of:
If you have suffered any type of “emergency medical condition, you may be eligible to recover (based on the policy limits of the PIP coverage):
Based on the 14-day accident law in Florida, the “emergency medical condition” is any type of serious condition that results in severe pain. It will be discovered by a qualified healthcare provider when no immediate care may result in:
If the accident you were involved in did not result in an “emergency medical condition,” then the recovery will be limited to just $2,500 in total compensation. Examples of non-emergency injuries include things like bruises that result from the accident.
However, this is a determination that doesn’t have to be made within a 14-day period after your accident. You only have to seek medical care and treatment during this time to qualify.
It’s a good idea to call a personal injury attorney in the state of Florida any time that you have been in an accident. An attorney will be able to help you navigate this rather complicated process to ensure you get the results and the compensation that you deserve.
Some of the reasons that an insurance company may refuse to pay include:
For more information or help with your case, contact Fetterman & Associates by calling (561) 845-2510.
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