A Car Driver Without Auto Insurance Rear-Ended Me On Turnpike
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Q: A car rear-ended me on the Turnpike and it turns out the driver doesn’t have auto insurance. I’m not sure what to do, because I am now dealing with painful injuries and can’t work. Should I sue the driver despite the fact that he doesn’t have insurance?

A: If you live in Florida, you should have PIP insurance coverage included in your policy, which covers a portion of your medical bills and lost wages. The maximum limit for PIP coverage is usually $10,000. In order to recover other damages, such as pain and suffering, you would need to show that you sustained a permanent injury.

You could then pursue a lawsuit against the other driver for your car accident on the Turnpike. The problem you could end up facing, though, is that if this driver didn’t have auto insurance, there is a strong possibility that he also doesn’t have assets to pay a judgment.

You should check your policy to see if you have uninsured/underinsured motorist coverage. This coverage is designed to protect you when the other driver either doesn’t have enough auto insurance or doesn’t have it at all.

For more information, contact an experienced West Palm Beach auto accident attorney at our law firm.

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