Interstate Truck Accident Insurance Liability
Accidents with trucks are not the same as they are with passenger vehicles. When a truck accident happens, truck insurance liability will determine the costs associated with that accident. This plays a role in the amount of compensation an accident victim may receive after a truck accident in Florida, and also help identify the level of negligence as well as which parties are at fault for the accident that occurred.
What is Truck Insurance Liability?
Any business that performs interstate or intrastate transportation’s is required to have a certificate of insurance that documents the type of insurance coverage they have. Their insurance coverage includes general liability and similar items to auto policies, but with higher coverage amounts.
How compensation is requested depends on if the accident occurred with an interstate or intrastate commercial vehicle; therefore, you need to understand the difference between the two before you can file a claim.
The Interstate and Intrastate Issues
Commercial laws and regulations for trucks vary depending on interstate and intrastate. That is why it is important that you speak with a skilled truck accident attorney if you or a loved one was injured. It will make filing your claim for a truck accident much easier, and your attorney will know which laws are applicable based on the truck and where the accident occurred.
Fetterman & Associates, PA have represented countless victims who have been involved in an accident with a semi-truck in Florida. Our attorneys can pinpoint the laws and regulations applicable to your particular case, identify insurance, and help you get the settlement you deserve.
What are the Interstate Truck Laws?
When a commercial truck travels between states, the interstate laws and regulations are what they must abide by. In the event of an accident, it is these laws that will be applicable to the case. Interstate truck laws are overseen and created by the Department of Transportation as part of the Federal Motor Carrier Safety Administration.
There are a variety of commercial trucks that will apply to interstate truck laws—and it is not just 18-wheeler. Some of the common types of commercial vehicles that apply to these laws include, but are not limited to:
- FedEx or UPS delivery vehicles
- Department store delivery trucks or semi-trucks
- Private charter buses
- Highway 18-wheeler
- Logging trucks
- Flatbed trucks
Because these vehicles travel in between state lines, they are referred to as interstate commercial vehicles. The FMCSA is in charge of the laws and regulations for these types of vehicles. They have strict guidelines for how these drivers and their employers are supposed to act and rules regarding hazmat, vehicle safety, and driver safety.
What are the Intrastate Truck Laws?
Intrastate regulations are what are applied to a commercial vehicle that stays within the state of Florida only. This means they do not cross the border to neighboring states. These vehicles can still deliver items, transport people or even haul cargo. But, the vehicle itself is only registered to drive within the state.
When accidents with these types of vehicles occur, Florida’s intrastate trucking laws are what takes over. Just some of the types of trucks and commercial vehicles that fall into this category can include, but are not limited to:
- Garbage trucks
- Fire trucks
- Dump trucks
- School buses
- Armored vehicles
- Police trucks
- Water trucks
- Cement or other construction vehicles
- Gasoline trucks
- Public transit vehicles – including buses and vans
The Department of Transportation does not oversee intrastate commercial vehicles; therefore, the state of Florida is in charge of creating their own set of laws and regulations for the drivers and vehicle owners.
Luckily, Florida has adopted most of the same regulations that the DOT set forth, so truck insurance liability may pull from those regulations to determine fault and how to proceed with the accident itself.
Contact an Experienced Florida Truck Insurance Liability Attorney
If you or a loved one was injured in a truck accident, then you need an attorney that understands the intrastate and interstate trucking requirements. The team of attorneys at Fetterman & Associates, PA has helped countless victims of truck accidents file their claims and get the compensation they deserve.
Do not guess what laws or regulations apply to your case, hire an attorney that can identify the right governing laws and help you win your settlement.