How to Handle an Uninsured Motorist Accident

There’s nothing worse than an auto accident except one that involves a motorist who is uninsured. When you have been injured and have incurred significant damage to your property, you need to receive the justice you deserve to properly recover. When another driver is uninsured, you rightly feel exposed to astronomical costs that can easily accompany a serious automobile accident.

However, there are steps you can take, listed below, to protect yourself: call the authorities and medical personnel, check your insurance for uninsured motorist coverage, confirm the driver at fault is indeed uninsured and then retain the services of West Palm Beach car accident lawyer.

How to Handle an Uninsured Motorist Accident


1. Call the Authorities

First you need to call the police and receive proper medical attention. The police will come to the scene and provide the investigation of your accident that you need to make a substantial case. Complications of your accident can result as well if you do not seek immediate medical attention; concussions, for example, can lay dormant and then cause death without noticeable signs. Be aware that beyond your initial injury you may unfortunately be responsible for your continuing care.

2. Check Your Insurance

If you can do this now, do so because it is vitally important. Check your insurance to make sure that you are covered in the case of an accident involving an uninsured motorist. It is a law that your insurer must offer coverage for both under insured and uninsured motorist coverage. Yes, the cost of this insurance is higher but it is worth it to keep yourself protected in the case of an accident involving a motorist with no insurance. Many motorists fly under the radar until the day they cause an accident — don’t let their lack of due diligence harm yourself because you were not properly protected.

3. Confirm the Driver at Fault is Uninsured

Don’t just assume that the other driver is uninsured because his or her insurance card has expired. They may simply have not updated the insurance cards in their vehicle, their insurance otherwise completely valid. Call the insurance company of the at-fault driver and confirm their insurance has in fact expired. Remember that the burden of proof lies with the insurance company of the potentially uninsured driver. They must prove that the driver they insured has insurance; if they cannot accomplish this task, then it is time to make an uninsured motorist insurance claim.

4. Hire West Palm Beach Car Accident Lawyers

The final step you need to take after the previous three is hiring West Palm Beach personal injury lawyers to represent you. The help of an experienced attorney ensures that you have the best chance at the restitution you deserve. Your pain, suffering and inconvenience at the hands of a driver who was not insured is an injustice and must be rectified. Our West Palm Beach accident attorneys will thoroughly look into your case and let you know how he or she can assist. Please call Fetterman & Associates now at 561-845-2510.





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